Banking Frontier 2026

Sections

International Banking Summit · 23–27 November 2026 · Amsterdam

BankingFrontier2026

Dates
23–27 November 2026
City
Amsterdam, Netherlands
Venue
Holiday Inn Amsterdam – Arena Towers
Scale
89 sessions · 5 days · two rooms
A seated audience at round tables during a previous Zenith Group event
Photograph from a previous Zenith Group event. Banking Frontier 2026 takes place 23–27 November 2026 at Holiday Inn Amsterdam – Arena Towers, Amsterdam.

What is changing in banking

Five statements, each one the published description of a programme day — not a forecast written for this page.

  • 01

    AI leaves the pilot stage

    AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

  • 02

    Trust becomes real-time

    Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

  • 03

    Money moves differently

    Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

  • 04

    The channel becomes the platform

    Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

  • 05

    2030 stops being hypothetical

    Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

Five chapters

Each chapter carries one width setting on its heading and the same body style throughout. Times are Central European Time (CET).

AI & Trusted Finance

Day 1 · 23 November 2026 · 14 sessions

AI-native banking, governance, model risk, data foundations, and the path from pilots to enterprise value.

  • AI governance & model risk

    09:00–09:30 · Room A · Main Stage

    Rita Gnutti · Head of Internal Validation and Controls · Intesa Sanpaolo · Italy

  • Data, AI enablement & intelligent automation for bank operations

    09:30–10:00 · Room B · Innovation & Implementation

    Gladson Baby · VP & Director of Data & AI Enablement · Fifth Third Bank · US

  • Scaling AI responsibly: leadership playbook for AI risk & compliance

    10:00–10:30 · Room A · Main Stage

    Frans Vanbruggen · Werkgebied Lead · AI Coalitie 4 Nederland (AIC4NL) · Netherlands

Identity & Cyber Resilience

Day 2 · 24 November 2026 · 16 sessions

Digital identity, fraud prevention, authentication, cyber resilience, and real-time trust across banking journeys.

  • Corporate digital identity management

    09:00–09:30 · Room A · Main Stage

    Stephan Wolf · Chair of the Board · Verifiable.Trade Foundation · Germany

  • Digital trust in AI-led banking · risk, audit and cyber oversight at board level

    09:30–10:00 · Room A · Main Stage

    Dr. Björn Lenzmann · Member of The Supervisory Board · DenizBank · Turkey

  • User centricity in cybersecurity · UX research and behavioural science

    09:30–10:00 · Room B · Innovation & Implementation

    Nazima Kadir · Global Head of UX: Cybersecurity · J.P. Morgan · UK

Payments & Digital Assets

Day 3 · 25 November 2026 · 20 sessions

Instant payments, wallets, tokenization, Open Finance, digital assets, and the future of money movement.

  • Instant payments and interoperability

    09:00–09:30 · Room A · Main Stage

    Domenico Scaffidi · CEO & Founder · DS Payments Ltd · UK

  • The new payments landscape · instant, interoperable, invisible and built on trust

    09:00–09:30 · Room B · Innovation & Implementation

    Paul Walvik-Joynt · VP Commercialization Real-Time Payments · Mastercard · Norway

  • Digital wallets and biometric payments · customer experience and secure authentication

    09:30–10:00 · Room B · Innovation & Implementation

    Mihai Draghici · Founder & CEO · PayByFace · Romania

Customer Growth & Platform Banking

Day 4 · 26 November 2026 · 23 sessions

Omnichannel journeys, AI-assisted service, smart branches, SME banking, and platform-based growth.

  • Human-AI banking experience

    09:00–09:30 · Room A · Main Stage

    Rudolf Stefanich · Lead UX Researcher · Bitpanda · Austria

  • AI-augmented service and product-led banking at scale

    09:00–09:30 · Room B · Innovation & Implementation

    Speaker TBC

  • Present and Future of Digital Transformation in Islamic Banking

    09:30–10:00 · Room A · Main Stage

    Wan Halim · Head of Shariah Governance (Global) · Crédit Agricole CIB · UAE

Future-Proofing Banking 2027–2030

Day 5 · 27 November 2026 · 16 sessions

Post-quantum readiness, sovereign AI, and the technologies shaping banking to 2030.

  • Systemic Risk in European Banking 2027–2030: Geopolitics, AI and Structural Vulnerabilities

    09:00–09:30 · Room A · Main Stage

    Ulf Holmberg · Functional Lead and Senior Analyst · Swedbank · Sweden

  • Preparing banks for systemic threats: cyber, geopolitical disruption and operational concentration risk

    09:00–09:30 · Room B · Innovation & Implementation

    Naji Freiha · Risk Appetite, Strategy and Governance · Konsilium · France

  • Systemic threats and stress testing · post-quantum readiness

    09:30–10:00 · Room A · Main Stage

    Christoffer Kok · Head of Division, Stress Test Experts · European Central Bank · Germany

The complete 89-session agenda

Session evidence

15 more published sessions, later in each day than the chapters above, reproduced with their own times, rooms and attributions.

  • Day 1

    10:00–10:30
    Room B · Innovation & Implementation

    AI Governance: mitigating the risks of AI to unlock its true value

    Dr. Paul Dongha · Head of Responsible AI & AI Strategy · NatWest Group · UK

  • Day 1

    10:30–11:00
    Room A · Main Stage

    AI-driven banking by 2030: from transformation ambition to measurable execution

    Alina Timofeeva · Managing Partner — AI, Data & Digital Transformation · Saudi Arabia

  • Day 1

    10:30–11:00
    Room B · Innovation & Implementation

    From Process Scans to Scalable Execution: Building Human & Machine Operating Models

    Zsofia Kovacs · Efficiency Advisor, Group Organisation & Operations · KBC Bank & Verzekering · Belgium

  • Day 2

    10:00–10:30
    Room A · Main Stage

    Custody, governance and operational controls for digital assets

    Lubin Reyes · Founder and CEO · Custodial Management Solutions Ltd · UK

  • Day 2

    10:00–10:30
    Room B · Innovation & Implementation

    Continuous identity assurance

    Zafer Ergezen · Practice Lead/Director — KYC, CDD & Onboarding · GarantiBank International NV · Netherlands

  • Day 2

    10:30–11:00
    Both rooms

    Networking break

  • Day 3

    10:00–10:30
    Room B · Innovation & Implementation

    Moving Money — how banks think · the new role of the Chief Payment Officer

    Viktoria Soltesz · Founder · PSP Angels · Cyprus

  • Day 3

    10:30–11:00
    Room A · Main Stage

    Open Finance and financial-institution growth · emerging markets, innovation and scale

    Ara Sargsyan · Head of Financial Institutions Division · Ameriabank · Armenia

  • Day 3

    10:30–11:00
    Room B · Innovation & Implementation

    Case study: Open Finance · practical lessons and implementation insights

    Kazim Oguz · SVP, Digital Channels and Open Banking · DenizBank · Turkey

  • Day 4

    09:30–10:00
    Room B · Innovation & Implementation

    Omnichannel banking leadership and customer growth in Czech and regional banking

    Tomas Reytt · Chief Sales Officer · mBank CZ · Czech Republic

  • Day 4

    10:00–10:30
    Room A · Main Stage

    Lithuanian credit union model: data analysis plus human touch in lending

    Mantas Janavicius · Member of the Management Board · Investuotoju asociacija · Lithuania

  • Day 4

    10:00–10:30
    Room B · Innovation & Implementation

    No-touch banking and mesh-up finance for non-financial customer pools

    Wolfgang Strobel · Managing Director · Investigence GmbH · Germany

  • Day 5

    09:30–10:00
    Room B · Innovation & Implementation

    Payment systems regulation, consumer protection and future payment rails

    Jayne Godfrey · Payment Systems Regulator · UK

  • Day 5

    10:00–10:30
    Room A · Main Stage

    2027 regulatory radar: AML, supervisory readiness, governance and EU regulatory developments

    Xenia Neofytou · Managing Director · CX Financia · Cyprus

  • Day 5

    10:30–11:00
    Both rooms

    Networking break

Every session on the official timetable

Speakers

5 more people appear inside the chapters above, each beside the day they speak on. 3 further names from the roster of 65:

Gladson Baby, Vice President & Director of Data & AI Enablement

Gladson Baby

Vice President & Director of Data & AI Enablement

Fifth Third Bank, United States

Frans Vanbruggen, Werkgebied Lead — Waarden, normen en regelgeving

Frans Vanbruggen

Werkgebied Lead — Waarden, normen en regelgeving

AI Coalitie 4 Nederland (AIC4NL), Netherlands

Dr. Paul Dongha, Head of Responsible AI and AI Strategy

Dr. Paul Dongha

Head of Responsible AI and AI Strategy

NatWest Group, United Kingdom

The full roster of 65 speakers

Attending

  • In person

    Both rooms run at Holiday Inn Amsterdam – Arena Towers, Amsterdam, for all 5 days, 23–27 November 2026.

  • Online

    Online participation runs alongside the in-person summit. Passes and terms are published only on the official registration page.

Registration and current conditions

Venue and source imagery

Venue
Holiday Inn Amsterdam – Arena Towers
Address
Hoogoorddreef 66a, 1101 BE Amsterdam, Netherlands
Nearest station
Bijlmer ArenA · 4-min walk
From Schiphol
Train Schiphol → Bijlmer ArenA, approx. 15 min
Parking
P1 ArenA · paid, on-site
Accessibility
Step-free access; accessible WCs on every floor
Registration desk
Ground floor lobby, signposted on arrival
Published times
Central European Time (CET)
Scene from a previous Zenith Group event
Photograph from a previous Zenith Group event. Banking Frontier 2026 takes place 23-27 November 2026.
Scene from a previous Zenith Group event
Photograph from a previous Zenith Group event. Banking Frontier 2026 takes place 23-27 November 2026.

Travel and access on the official site

Questions

Is the title animation doing anything to the content?

No. Only the width of the three display lines changes, once, on load. Body text never changes width, and the animation is removed entirely when a visitor prefers reduced motion.

What does each day cover?

One theme per day: AI & Trusted Finance, Identity & Cyber Resilience, Payments & Digital Assets, Customer Growth & Platform Banking, Future-Proofing Banking 2027–2030.

How many sessions and speakers are published?

89 sessions and 65 named speakers from 31 countries, across 5 days in two rooms.

Can I attend online?

In-person and online participation are both available. Current passes, terms and any group conditions are shown on the official registration page.

Who runs it?

Zenith-Energie International s.r.o., Rezlerova 273/74, Petrovice, 109 00 Praha, Czechia. Company ID 02354357, VAT CZ02354357.

Contact the organiser